Women face challenges that often make it more difficult for them than men, to adequately save for retirement
Some women need to pay special attention to making the most of their money
Women tend to earn less than men and work fewer years
Some women stay in work for a shorter period of time, work part-time and their careers are interrupted to raise children. Hence they are less likely to receive full pension benefits
On average, women live five years longer than men and thus they need to have a lager retirement pot for themselves
Some studies indicate that women tend to invest less than men
Women tend to lose more income than men following a divorce

Pension Entitilement for Women are generally lower than men

A woman's average income in retirement is just 57% of a man's
Only 16% of recently retired women are entitled to a full basic state pension in their own right
One in five single women pensioners face poverty in retirement
Retired men, on average, have between £50 and £100 per week more private pension income than women of the same age

This is because women generally have less opportunity to build up pension rights

Careers can be interrupted by periods spent caring for families or sick/elderly relatives - after having a baby, half of women stop saving for retirement. The figure for men remains unchanged when they become new fathers
On average, women earn less and work fewer hours than men